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| Loans | |||
| All loan policies and decisions are made locally. Our friendly and knowledgeable loan officers are here to work with you on solutions to your financing needs. Caldwell State Bank will customize your loan request to fit your needs and then service the loan locally. We will help you achieve your financial lending needs with a full menu of lending products and services | |||
| Consumer Loans | |||
| We can make borrowing for a car, boat, debt consolidation or home equity loan quick and easy. | |||
| Commercial Loans | |||
| We offer competitively priced term loans for purchase of commercial real estate, equipment and operating lines of credit. | |||
| Agricultural Loans | |||
| We are one of the leading providers of agricultural credit in the area due to the experience and longevity of our lending staff. We offer flexible terms and competitive rates for farm real estate, breeding stock and equipment loans. We offer operating lines of credit for crop and livestock tailored to your needs. Let us prepare a customized lending package for your farming/ranching operation. | |||
| Home Loans | |||
| Whether you are a first time home buyer or a homeowner wanting a new home to better suit your needs, our loan officers can guide you through the home buying process. We offer customized conventional loans with competitive rates, terms and down payments. | |||
| For information on loans, please contact Phil Perry, President, Leo Schiltz, Exec. Vice President, or Scott Bannister, Vice President by phone at (620) 845-6444 or by simply stopping into the bank. | |||
| Caldwell State Bank's primary focus is community loans. Therefore, we do not accept loan applications outside our primary service area. Our primary service area is Sumner and Harper County, KS, as well as Grant County, OK. | |||
