All loan policies and decisions are made locally. Our friendly and knowledgeable loan officers are here to work with you on solutions to your financing needs. Caldwell State Bank will customize your loan request to fit your needs and then service the loan locally. We will help you achieve your financial lending needs with a full menu of lending products and services

Home Loans
Whether you are a first time home buyer or a homeowner wanting a new home to better suit your needs, our loan officers can guide you through the home buying process. We offer customized conventional loans with competitive rates, terms and down payments.

For information on loans, please contact Leo Schiltz, President, or Scott Bannister, Senior Vice President by phone at (620) 845-6444 or by simply stopping into the bank.

Caldwell State Bank's primary focus is community loans. Therefore, we do not accept loan applications outside our primary service area. Our primary service area is Sumner and Harper County, KS, as well as Grant County, OK.